Publication: Titulización financiera en la industria del reaseguro
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2012-08
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Desde el acaecimiento de mega catástrofes como el huracán Wilma, las inundaciones de Nueva Orleáns, el tsunami de Japón y otras, el sector asegurador viene implementando un conjunto de instrumentos que ensanchan los límites de lo asegurable. La combinación de técnicas clásicas, como el reaseguro, con instrumentos financieros cuyo desarrollo es más reciente, como es el caso de la titulización financiera, incrementa la capacidad de cobertura de riesgos difíciles de asegurar y encaminan a la industria del seguro a seguir innovando para “asegurar lo inasegurable”.
Since the occurrence of the mega-catastrophes such as Vilma hurricane, the flooding in New Orleans, the tsunami in Japan and others, the insurance sector has been implementing a set of instruments to extend the limits of the insurable risks. The combination of classical techniques such as the reinsurance, with financial instruments of which development is more recent, such as the financial securitization, increases the coverage for some risks that are difficult to insure. This way, insurance industry is aimed to go on innovating trying “to insure the non-insurable risks”.
Since the occurrence of the mega-catastrophes such as Vilma hurricane, the flooding in New Orleans, the tsunami in Japan and others, the insurance sector has been implementing a set of instruments to extend the limits of the insurable risks. The combination of classical techniques such as the reinsurance, with financial instruments of which development is more recent, such as the financial securitization, increases the coverage for some risks that are difficult to insure. This way, insurance industry is aimed to go on innovating trying “to insure the non-insurable risks”.
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