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I open a bank account, you pay your mortgage, he/she gets a credit card, we buy health insurance, you invest safely, they… enjoy a bailout. A critical analysis of financial education in Spain

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Alonso Álvarez, Miren (2017) I open a bank account, you pay your mortgage, he/she gets a credit card, we buy health insurance, you invest safely, they… enjoy a bailout. A critical analysis of financial education in Spain. [ Working Papers; nº 01, 2017, ISSN: 2530-0849 ]

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Abstract

International organizations, banks and public entities are altogether trying to teach financial education in the schools. The response to the crisis is to educate the children to be the perfect financial subjects that will create the perfect financial system. This working paper will study, then, how financial education is conceived, taught and received within the Spanish society, where the interpretations of the crisis and the role of the financial system is far from closed. The paper will look at this issue within the frame of neoliberal governmentality and it will try to understand it with discursive lenses. Departing from this analysis, it will go to the spaces of greyness and to the complexity and heterogeneous reality of social practices, such as specific financial education programmes, from where resistance is indeed possible to emerge and multiply.

Resumen (otros idiomas)

Organizaciones Internacionales, bancos y entidades públicas están introduciendo la educación financiera en las escuelas y convirtiéndose en maestros de esta nueva disciplina. La respuesta a la crisis se basa en educar a los niños para ser los perfectos sujetos financieros que crearán el perfecto sistema financiero. Este documento de trabajo estudiará cómo es concebida, enseñada y recibida la educación financiera en el contexto de la sociedad española, dónde las interpretaciones acerca del rol del sistema financiero en la crisis distan mucho de estar cerradas. Se observará este fenómeno en el marco de la gubernamentalidad neoliberal, tratando de entenderla con lentes discursivas. Partiendo de ese análisis, este documento se dirigirá a las zonas grises y a la complejidad y heterogeneidad de las prácticas sociales, como los programas específicos de educación financiera, desde los que la resistencia emerge y tiene la potencialidad de crecer y multiplicarse.

Item Type:Working Paper or Technical Report
Uncontrolled Keywords:Financial education; Poststructuralism; Neoliberal governmentality; Spanish crisis; Resistance
Palabras clave (otros idiomas):Educación financiera; Posestructuralismo; “Governmentality” neoliberal; Crisis española; Resistencia
Subjects:Social sciences > Economics > Banks and credit unions
Social sciences > Economics > Finance
Series Name:Working Papers
Volume:2017
Number:01
ID Code:41089
Deposited On:03 Feb 2017 13:52
Last Modified:07 Feb 2017 12:48

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