Publication: La crisis de las cajas y la respuesta legislativa
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2014-10-14
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Las cajas de ahorros se han visto abocadas a una crisis conjunta, al haberse procedido a una revisión radical de su normativa. El artículo analiza los cambios producidos con respecto a las cajas desde el estallido de la crisis financiera y hasta la aprobación de la Ley 26/2013. En buena medida, la crisis de las cajas de ahorro se ha debido a los defectos de la legislación aplicable a las mismas a partir de la LORCA de 1985.
Savings Banks have been led to a joint crisis as a result of the overall reform of their regulation. The paper analyzes the changes made with respect to savings banks since the outburst of the financial crisis and until the approval of Act 26/2013. To a large extent, the crisis of savings banks has been due to defaults in the applicable law from 1985 Act (LORCA) onwards.
Savings Banks have been led to a joint crisis as a result of the overall reform of their regulation. The paper analyzes the changes made with respect to savings banks since the outburst of the financial crisis and until the approval of Act 26/2013. To a large extent, the crisis of savings banks has been due to defaults in the applicable law from 1985 Act (LORCA) onwards.